Budget. Save money.
Be DEBT FREE.

Whether you're drowning in debt or

you're ready to cash flow your dreams...

YOU NEED A COACH!

Navigating your finances can be overwhelming, especially when you're also juggling family responsibilities, work, and all of life's chaos!

THAT'S WHY WE'RE HERE TO HELP.

get out of debt

Paying off debt can seem like a daunting task. But, debt is the very thing that keeps us from gaining traction on our financial goals. We teach our clients the same principles that we used to attack our debt. With thorough training and consistent planning, our clients have paid off thousands of dollars of debt.

REACH SAVINGS

GOALS

All life goals - planning a wedding, buying a house, and taking that dream vacation - require money. We help our clients identify their dreams, turn their dreams into SMART goals, and put a practical plan in place for saving and earning so they can reach their savings goals.

PLAN FOR YOUR

FUTURE

When it comes to planning for the future, whether you want to invest for retirement or save for your kid's college, the investment options can be overwhelming. We will help you navigate (and truly understand) your financial planning options so that you can achieve financial freedom.

"The seed that grew into the idea of being debt-free had NOTHING

to do with FEAR.

For me, it was being upset that I was FINANCIALLY MEDIOCRE."

On the morning of March 1, 2017, as we all sat piled on the couch and made our final student loan payment, we could not have been happier.

 

In just 26 months, we had paid off $97,000 of consumer debt!!

 

Our credit cards, furniture notes, personal loans, outstanding bills from home improvement projects, and student loans were all gone!

 

We achieved financial freedom. We were no longer the slave to the lender. Our paychecks were ours. We began to experience a life beyond payments. Like a bird released from a cage, we stretched our wings and began to fly! 

 

Those 26 months taught us how to care for our blessings, brought us closer together as we worked toward a unified goal, and instilled in us healthy financial habits.

For 3 years now, we've been working with people who are overwhelmed with their finances or simply feel like they're not gaining traction with their financial goals.
We are passionate about helping people take control of their finances because we know the peace that comes with financial freedom.
The first step is always the hardest. That's why we are here to guide you.
"A quick read and great practical advice about ways to cut costs and save money!! I've always thought that I had a decent hold on our finances, but there were so many ways I was wasting money without even realizing it. I love that you can start with just a few of these tips and really save."
- Christy W.
"Very easy read! Has inspired me to look into ways I can start and continue paying off my debt!"
- Bailey G.

Let's get coffee.

The first step to financial freedom is a free 15-minute financial consult. We will discuss your present financial situation, what you're struggling with, and what you want to accomplish. Then, together, we will make a customized plan tailored to your needs and goals.

This consult can be in-person or via Skype, Zoom, or phone.

WHAT PEOPLE ARE SAYING...

"I just have to share with you - we attended your session in Jamestown last year. We finally took the plunge this year and have now paid off over $10,000 since January!!! I love having a budget now!!! It’s so crazy how much more money we are finding we have!"
- S.L.
"I cannot thank you enough for keeping up with our progress. It helps more than you will ever know."
- K.B.
"I got so used to living the 'American Dream' of charging everything I wanted. I have realized how much interest credit cards are making off of me and I’m ready to be debt-free too!"
- K.D.

"YOU CAN EITHER TELL YOUR MONEY WHERE TO GO OR WONDER WHERE IT WENT."

- John Maxwell

​701.368.1545

annika@23anddebtfree.com

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